Mistakes to avoid when you’re aiming to build your potMany people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost-of-living soaring. In these circumstances, it can be difficult to think about your long-term...

More than one-million over-60’s are rethinking later life plansWith people living longer lives and retirement now lasting up to several decades, the reality is that the majority of us will have to pay for later life care at some stage – whether that be for ourselves...

Four out of five workers not saving at levels which are likely to deliver an acceptable standard of living in old ageFour in five workers (16 million people) are not saving at levels which are likely to deliver an acceptable standard of living in retirement, according...

Older generation using the wealth held in their property to help younger generationsIt’s no secret that many younger people tend to encounter difficulties when seeking to enter the housing market for the first time. The degree to which existing homeowners are now...

How to tell whether you’re ready to retireDo you have enough income to retire? Are you prepared for the life changes retirement will bring? Is this the right time to sell your business? Is your timing right or will your savings and investments be at risk from volatile...

Ready to get started on your investment journey?Investing can help you grow your money faster than simply saving, but it can also be a little daunting knowing where to begin. You may think the volatile global stock markets may not be the ideal starting point for new...

Pension schemes have a critical role to play in the transition to a net zero economyPension schemes have a critical role to play in the transition to a net zero economy, with many schemes already assessing the impact of their investments in the context of the goals of...

More young adults are more engaged about money with their parents than past generationsWhen it comes to conversations about money, more and more families in Britain are opening up, new research reveals[1]. This is a significant increase from previous years, when such...

Get your retirement plans in motionOne of the most common concerns among those approaching retirement is whether they will have enough money to last them. A new study[1] shows that only 25% of retirees feel very confident they’ve saved enough for retirement. As food...

Britons cutting back on food and entertainment to keep cars on the roadSoaring petrol costs pushed inflation to its highest level for 40 years. New research has uncovered the impact of these high fuel prices on consumers as more than a third (35%) are spending less on...

More over-50s returning to work amid cost-of-living crisisOlder workers have been leaving the jobs market in their droves over the past two years, partly due to many re-evaluating what they want from their lives and careers during the course of the COVID-19 pandemic,...

Women left with half the pension pot, no matter the jobWe’ve all heard about the gender pay gap, but very few discuss the gender pensions gap, despite the fact so many women experience it. Women’s pensions at retirement are half the size of men’s, regardless of the...

What kind of protection insurance do you need?There are various complex risks in life that we all face, such as serious illness, an accident or death. What would happen if something were to happen to you? Would your family be able to cope financially with the impact...

What to consider if you have multiple pension potsThe employment landscape has evolved significantly over the last few decades and changing jobs multiple times before retirement is now very much the norm. But did you know, there is an estimated £9.7 billion of...

One in six over-55s have no pension savings yetDespite the fact that the government has been trying to encourage people to save for their retirement through initiatives such as auto-enrolment, there are still too many Britons who have no pension savings at all....

Deciding whether to withdraw cash from your pension potChoosing what to do with your pension is a big decision. If you’ve been saving into a defined contribution pension (sometimes called ‘money purchase’) during your working life, from age 55 (age 57 in 2028) you...

Preparing both ‘the family’ and ‘the money’ for the transition of wealth to the next generationIf you want to pass wealth on to your children and grandchildren, it’s wise to contemplate when it might be best to make that gift. Should you transfer wealth during your...

What if I could make my wealth more tax-efficient?We all want to leave a legacy and make sure the ones we care about most are well taken care of when we’re gone. That’s why making plans for Inheritance Tax is so important, to have confidence that your children,...

Financial planning essential to help balance prioritiesAs the cost of living crisis continues to rise, midlifers are set to be impacted particularly hard. This is because many midlifers are still paying off mortgages and other debts, while also trying to support their...

Financial planning essential to help balance prioritiesAs the cost of living crisis continues to rise, midlifers are set to be impacted particularly hard. This is because many midlifers are still paying off mortgages and other debts, while also trying to support their...

General principles to help you attain specific goalsThe cost of living crisis is putting immense pressure on many households across the country. In order to make ends meet, some people are cutting back on their spending and looking for ways to save money. One of the...