Responsible investing Invest today. Change tomorrow Responsible, sustainable and environmentally friendly investing is here to stay. But, while demand is growing among all age groups, genders and income bands, some savers and investors are missing their biggest...

Tax planning reimagined Identifying the best options to preserve your wealth No one likes to pay tax on their hard-earned money. But due to the complexities of the tax system, without expert professional financial advice, some individuals could be paying more tax than...

Inflation beaters How to ensure your money is protected from rising inflation With current interest rates on cash savings very low, it is difficult to achieve growth above the rate of inflation. And if the cost of living is rising faster than your savings are growing,...

ISA deadline 5 April 2021: use it or lose it Make the most of the tax breaks before it’s too late If you hold a Cash Individual Savings Account (ISA) you may be dissatisfied with the low rates of interest you receive, which could make it difficult to grow your money...

Why cash may not be king How much of your wealth do you currently hold in cash? One paradox of the coronavirus (COVID-19) pandemic is that even as businesses have shut down and jobs have disappeared, some British households have on average been saving more money than...

Setting financial goals Any goal, let alone financial, without a clear objective is nothing more than a pipe dream The New Year is a great time to make financial resolutions but, unfortunately, achieving financial goals isn’t quite that simple. Habits become ingrained...

Filling the funding gap Bank of Mum and Dad is playing an ever-present role in the housing market Across the UK, parents, grandparents, family and friends have been reaching into their pockets to help young, hopeful buyers and even growing families to make their...

Gender pension gap What you can do to reduce a future financial shortfall A lot has been made of the gender pay gap, but what’s not so well known is how this can affect women in retirement. Unsurprisingly, women don’t fare as well as men when it comes to the savings...

Is the future of your loved ones in good hands? Coronavirus spurs one in six to take action on their Will Have you decided what will happen to your property and belongings after your death? It is never too early to be thinking of making a Will and to ensure that your...

Planning for a more relaxing retirement Time to get back to dreaming about stopping work. Not dreading it. Life changes when you retire – and so does how you spend your money. Whatever your plans, it’s important to keep on top of things and think about the lifestyle...

Taking control of money matters Navigating the complex choices planning for the future brings When we talk about financial wellbeing, we refer to how you feel about the control you have over your financial future – and your relationship with money. This includes your...

Your future self Over-50s concerned about job security due to COVID-19 pressures The coronavirus (COVID-19) pandemic crisis could leave the next generation of retirees significantly poorer and sicker. 4.8 million people over 50 and in work fear losing their job...

Gifting generation Older family members supporting younger generation through the pandemic Young people have been one of the worst-affected groups from the coronavirus (COVID-19) pandemic, particularly in terms of the labour market and mental health outcomes. But it’s...

Breaking up is hard to do Managing the financial impact of divorce When long-term relationships split up, there are a host of implications for mortgages, savings, tax and Wills requiring careful consideration to avoid hardship. If you are contemplating divorce, are in...

Are you under-prepared for a financial emergency? Pandemic causes people to re-evaluate their financial resilience Managing your current and future finances successfully can be a minefield in today’s economic climate. The coronavirus (COVID-19) pandemic has derailed...

Tax saving opportunities It’s time to identify, plan for and potentially mitigate your tax burdens While the Chancellor of the Exchequer, Rishi Sunak, is looking to reduce the tax gap, there are nonetheless still opportunities to review your financial arrangements for...

5 healthy financial habits you shouldn’t ignoreHow to get your finances in order to make more of your money Do you feel like your financial life has been turned upside down during the coronavirus (COVID-19) pandemic? Or, has the start of the new year focused you on...

Don’t miss the ISA deadline Saving and investing for a future that matters. Yours. Each tax year, we are given an annual Individual Savings Account (ISA) allowance. This can build up quickly, letting you accumulate a substantial tax-efficient gain in the long-term....

New Year, new start to your finances Taking time to understand your financial plans will really pay off At the start of every year we have great intentions, as financial promises are renewed. Getting our financial life in order will be a top priority for many as we...

More over-55s forced to dip into pension pots Understanding the different ways you can use your pension money The UK has seen a rise in the number of people accessing their pension pots or enquiring about doing so. People accessing their pension as a flexible income...

Taxing times on the horizon! Are you protected against future Capital Gains Tax rises? It is almost inevitable that taxes will have to rise to help meet the potential £391 billion bill the Government has racked up in supporting the British economy through the...