Redundancy pushes over 50s out of the workforceThe economic fallout from the coronavirus pandemic has made Britain’s workforce smaller, with a sharp rise in early retirement among older workers The disappearance of the older worker presents a serious challenge to...

Freeing up funds or releasing money tied up in your homeFor some people in the future using their home to fund their retirement is likely to become more commonplace, whether that’s by downsizing to free up funds or releasing money tied up in their home through...

Pandemic forces people to reassess their financesThe COVID-19 pandemic has affected every part of our lives and continues to have a widespread impact across all aspects of financial life. This includes retirement plans. Life in lockdown prompted many people to adjust...

Millions battling with financial hardship, relationship stress and sleepless nightsFear, worry, and stress are normal responses to perceived or real threats, and at times when we are faced with uncertainty or the unknown. So it is normal and understandable that people...

Women are being urged to think about their long term savingsImagine reaching retirement age and discovering that, despite years of saving, you don’t have enough money to get by. Worse still, suppose you’re unable to pay for the right kind of care in your old age. If...

Is your wealth protected from the damaging effects of inflation?Many people underestimate the damaging effect of low interest and high inflation on their cash savings. A continued period of low interest rates on cash savings and rising inflation could pose a real risk...

Make full use of your relevant tax planning opportunitiesWith the tax year end, 5 April on the horizon, taking action now may give you the opportunity to take advantage of any remaining reliefs, allowances and exemptions. We have provided some key tax and financial...

Time to give your financial future a boost?Savers and investors have less than three months to use the £20,000 they can put into their tax-efficient Individual Savings Account (ISA) before the end of the financial year on April 5. The current tax year started on 6...

How green is your pension?The consequences of inaction on climate change are now impossible to ignore. Every company has an impact on the world around us. And by investing in them, so do we. From devastating wildfires ripping through several countries, the aftermath...

Setting a financial New Year’s resolution you’ll actually keepHeading into the New Year, it’s the perfect time to take stock of your budget, liabilities and investments—and check them against your financial goals. The New Year brings an opportunity to reflect on the...

3.6 million Britons have lost track of their pension savingsThe more old pensions you do have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million Britons admit they have no idea how many pensions they have and risk...

Pension investments to harness a more sustainable planetFew people are aware of what their workplace pension invests in, let alone how their pension provider incorporates environmental, social and governance (ESG) matters into the process. Almost two-thirds (64%) of...

Minimum pension age on the up! Increase intended to align with the raising of the State Pension age One of the less publicised pension changes being planned is the raising of the Normal Minimum Pension Age (NMPA) from 55 to 57. This is to be effective from 2028 and...

Planning for the road ahead Gen Z’s caring nature supporting both themselves and loved ones Younger generations deserve much more credit for planning ahead and beginning to think about retirement when it will still feel so far away for them, according to new...

What do your retirement plans look like? Pandemic sparks a surge in over-50s seeking professional financial advice The coronavirus (COVID-19) pandemic has sparked a surge in people over 50 seeking professional financial advice[1]. For many, a sudden shift in their...

Is freedom today hurting freedom tomorrow? Tax-free cash allowances putting some retirements at risk A new study has identified that Britain’s future pensioners are putting their retirement future at risk by withdrawing cash from their pension pots while still in the...

New vision for older workers needed, retain, retrain, recruit Age discrimination impacts job prospects of three million over-50s A total of 2.99 million recent job seekers over 50 (52%) believe their age has made employers less likely to hire them, according to a new...

Significant impact on retirement prospects and planning £5.3 billion lost from over-50s’ retirement pots throughout the course of the pandemic Over-50s workers in the UK could have a £5.3 billion hole in their collective pension pot due to cutbacks on retirement...

Post-lockdown boost to financial wellbeing fades Continuing impact on people’s physical health and financial wellbeing The coronavirus (COVID-19) pandemic has had, and will continue to have, a major impact on our lives. It is not just impacting on people’s physical...

Investing with impact How ESG creates long-term value It’s no secret that the growth of Environmental, Social and Governance (ESG) investments in recent years has been fundamental. This has largely been fuelled by the climate emergency, leading to growing scrutiny of...

Generation vexed A third of Gen Xers not confident they can fund their retirement With 57% of Gen Xers wanting to save more for retirement but struggling to do so, a quarter (25%) plan to work part-time past the State Pension Age (SPA) to plug an expected income...