by ross | May 8, 2025 | Uncategorised
New rules of Inheritance Tax on businesses and land What families need to know and how to plan for the future The October 2024 Budget proposed sweeping changes to Inheritance Tax (IHT), significantly tightening the laws that were previously more forgiving for families...
by ross | May 8, 2025 | Uncategorised
Ten years of pension freedoms Research reveals worrying trends among savers Ten years ago, pension freedoms revolutionised how people access their retirement savings. These changes offered savers over 55 greater options to withdraw and manage their pension pots....
by ross | Mar 23, 2025 | Uncategorised
Growing your wealth Reinvesting dividends can significantly boost your investment returns over the long haul When most people think of dividends, they associate them with generating regular income. However, dividends offer much more than that – they can be a valuable...
by ross | Mar 23, 2025 | Uncategorised
Do you fall into the 60% tax trap? Making additional pension contributions could mean lowering your effective tax rate For many earners in England, Wales or Northern Ireland, the highest Income Tax rate is 45%. However, while 45% is the highest ‘official’ rate, some...
by ross | Mar 23, 2025 | Uncategorised
Are your capital gains causing you a financial headache? Without a clear strategy, you might end up paying more tax than NECESSARY things Navigating Capital Gains Tax (CGT) can be complicated and daunting, especially with ongoing changes to exemptions, thresholds and...
by ross | Mar 23, 2025 | Uncategorised
How realistic is your vision for retirement? Deciding when to retire and being financially ready to sustain that dream are two very different things For many of us, retirement is more than just the end of long workdays – it’s the start of an exciting new chapter. It’s...
