The self-employed pension gap

The self-employed pension gap

The self-employed pension gap Are you sleepwalking into a crisis? Some freelancers are neglecting their financial future, according to new research: nearly two-thirds of self-employed and freelancers are failing to save enough for retirement[1]. The findings reveal...
Key steps to take before the tax year ends

Key steps to take before the tax year ends

Key steps to take before the tax year ends Why you should act now: Have you used your allowances before 5 April 2026? With the 2025/26 tax year-end fast approaching, now is the time to act. Waiting until the last minute could mean missing out on valuable allowances...
Is your income protected?

Is your income protected?

Is your income protected? Half of UK workers see income protection as vital, yet only 27% have it Recent research reveals a striking insight. 50% of the UK’s working population believes they would feel more financially resilient with income protection insurance[1]....
Living with uncertainty

Living with uncertainty

Living with uncertainty How to navigate financial unpredictability The world feels more uncertain than ever, with 83% of UK adults agreeing that life has become less predictable, according to research[1]. This growing unease is reshaping how people view their...
Smart gifting

Smart gifting

Smart gifting Tax-free ways to support your children and grandchildren Passing wealth to the next generation is a primary concern for many families, yet the complexities of Inheritance Tax (IHT) often cause unnecessary anxiety. With the headline rate of IHT set at...