Balancing risk and returns

Balancing risk and returns

Balancing risk and returns Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a...
Navigating the higher-rate tax freeze

Navigating the higher-rate tax freeze

Navigating the higher-rate tax freeze Minimising the impact on your personal finances If you’re a higher rate taxpayer, the freeze on the Income Tax threshold will have meant an increase in your tax bill. The reason for the increase stems from the Chancellor’s...
Pension booster

Pension booster

Pension booster Mistakes to avoid when you’re aiming to build your pot Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost-of-living soaring. In these circumstances, it can be difficult to think...
Later-life and financial wellbeing

Later-life and financial wellbeing

Later-life and financial wellbeing More than one-million over-60’s are rethinking later life plans With people living longer lives and retirement now lasting up to several decades, the reality is that the majority of us will have to pay for later life care at some...
Mind the retirement gap

Mind the retirement gap

Mind the retirement gap Four out of five workers not saving at levels which are likely to deliver an acceptable standard of living in old age Four in five workers (16 million people) are not saving at levels which are likely to deliver an acceptable standard of living...